Category: The Mediation Center

What’s your financial IQ?

wad of moneyI can divide most of my divorce or separation mediation clients into two categories: the member of the couple who handles the finances, and the member of the couple who does not. In an overwhelming number of cases, my experience has been that one party is solely responsible for the finances, and the other party has little or no idea about the day-to-day or the long-term financial picture. Some people are just better with finances than others! If you’re someone who is lesser financially adept and allows their partner to handle both of your finances, you might benefit by researching into the likes of CreditAssociates or similar companies that could teach and show you how to manage your finances better.

While this is common, it may have implications that effect the mediation. The non-financially savvy spouse may be or become distrustful of the spouse who has handled the couple’s finances all those years. They may be unable to create an accurate budget for projecting their future living costs (which is a part of all settlement agreements), without help from their partner or the mediator. It can affect negotiations around support (Child Support and Spousal Support), either expecting too much or asking for too little. And when the non-financially savvy spouse gives up asset and retirement distributions or support that they really can’t afford to be without, this can be disastrous for them in the future.

Keep in mind that the division of your marital assets and liabilities, including retirement accounts and loan debt can rarely be changed in the future if you should regret the decisions you made in mediation. When mediating your divorce or separation, it is important for you to become familiar with your household expenses and with the assets and liabilities that are marital. You may be able to do this with your soon-to-be-ex spouse. If you find the financial information being presented to be too complex, ask questions! The mediator can usually explain it in a way that you can understand.

If that doesn’t work, or you and your spouse can’t work together, getting a financial advisor involved during the process can be in your best interest. Their job is to help you, and they have received the relevant training and experience to help with matters like this, so don’t feel like you have to battle these demons alone. Not only can they help you, but it also allows them to get business themselves, as even though they are popular in their field, they need to continuously market themselves. Luckily, places like LeadJig (https://www.leadjig.com/2020/04/23/financial-advisor-leads/) can help these advisors with their marketing, and in turn, they will make themselves known to you so you can receive the help that you’re looking for. It’s a win-win. Please remember to reach out for assistance if you need it, as it will take a huge weight off your shoulders. Thanks

A Marriage Myth: Marriage is Obsolete

Heart and handsIt may seem that marriage rates in America are down and more people are opting to live together rather than get married. But, things are not always as they appear.

People are delaying marriage longer than ever (average age at first marriage is now about 27 for women and 29 for men), so, it might seem that the institution is on the way out. But marriage is still important to young people and is now a real option for same sex couples as well.

The National Longitudinal Study of Adolescent Health found that 55 percent of women and 47 percent of men said marriage was a “very important” part of their life plans. Another 29 percent of women and 35 percent of men said it was “somewhat important.”

Only 12 percent of women and 13 percent of men ranked marriage as “not very important,” and a measly 5 percent of each gender said it wasn’t important at all. By 25, 33 percent of women and 29 percent of men had already gotten married; another 30 percent of women and 19 percent of men said they wished they were hitched.

Marriage has a certain wonderful romantic place in our society and in our hearts, especially for women. Girls dream of the flowing white dress with her beloved waiting for her at the end of the aisle. We think of churches with flowers and all of our family and friends, or a beautiful pristine beach with the blue water as a backdrop for your “I do’s”. Or maybe your dream is to be on top of a mountain or in the backyard of your childhood home.

Whatever the dream you have for your wedding, it includes all the romantic notions and lead up to the big day. Initially, there is the engagement and a beautiful ring from somewhere like https://gemaandco.com/collections/solitaire to sparkle every time it catches the light. Once the parties to celebrate are over, it’s time to get down to some serious planning. Just some of things you’re going to want to consider are: the bridal party and wardrobe, the wedding registry, finding the perfect dress from somewhere like Winnie Couture, arranging the venue and food, selecting the music and decorations and the guest list. And of course, tastings for finding the most delicious cake! Even if you elope and it is just the two of you there still remains a nostalgic romance for just the two of you.

Marriage and its definition has transformed through the years, however, marriage still plays a huge role in American culture and is an institution that remains strong as well as ever changing. We all have different values and ideas of what a marriage should be. We need to embrace changes and what works for all of us individually to make it our own.

Divorce should not define you

So you are going through a divorce. You, and half of the people who

path thru woods photoever get married. Who will you be after the divorce? You will be the same person you were before the divorce. Only now you are not in a relationship with your (soon-to-be-ex) spouse.

There is a shift in people, places, things and finances. You are at a threshold of change, just like when you graduated from high school, and possibly college, or entered the workforce, or even when you got married. All of those events required thinking through how you would take on the new place you were in life. So does divorce.

Change can be difficult, especially if you have little control over the divorce process. Mediating your divorce gives you and your spouse the opportunity to create a fair and equitable agreement for each of you, and for your children. Using mediation, instead of the divorce becoming a way of being and a way of defining you, divorce becomes a document that ends a marriage contract, and allows each of you to move forward.

So who are you going to be in the next step in life? The possibilities are endless.

Reinventing Yourself After Divorce

ReiRespectnventing yourself after a divorce can be a daunting task, however, it is one that is necessary for moving on and yes, it is possible, but it’s not easy. Taking care of you and your children, if you have them, is priority one. Putting your children first during this time and being the best parent you can be, does not have to mean you neglect yourself and your own needs.

Self-esteem and divorce don’t mix together well. At best, your divorce leaves you happy to finally move on. At worst, you’re scraping yourself off the floor and this is not something you wanted.

Being a newly single person comes with many different emotions and potentials. Taking care of yourself and nurturing your self-esteem will have a positive effect on your life moving forward as well as being a positive role model for your children.

Divorce comes with grief and there is a grieving process we all must go through after divorce. Allow yourself that time to grieve and when you are ready, find out who YOU are and be the person you want to be now that you are on your own.

Find friends with similar interests, embrace what you love about yourself, get involved with what you have always wanted to do, but always seemed to put off and go buy that one thing you never would have when you were with your spouse (as long as you can afford it). Whether it is new shoes or a new toy, do it for you and your self-esteem. You will find that taking care of yourself and allowing happiness after divorce will help you move forward.

Divorce Mediation or Collaborative Law ?

question mark

As a Divorce Mediator and Collaborative Law Attorney I am often asked what is the difference between mediation and collaborative law? And then I am asked “which process is going to be better for me?” The answer is not one-size- fits all. There are many factors to take into consideration. Each participant in the process has different needs, and couples have different needs and communication styles. I find the following chart useful to describe the both processes and how they differ. It is most important to speak with a professional divorce mediator and a collaborative law attorney to get your questions answered and to assist you in choosing with process best meets your needs. There are many many mediators out there that can help resolve your family law mediation whether it involves divorce settlement or some other issue to be resolved.

What is the difference between mediation and collaborative law?

PARTICIPANTS-

MEDIATION-

-Husband, Wife, Mediator.

-Parties can be referred to professionals outside of the process to assist with particular issues such as financial advice, mental health support or evaluations.

COLLABORATIVE LAW-

-Husband, Wife, Husband’s Lawyer, Wife’s Lawyer meet together at “4-way” conferences.

-May also have Child specialist, Process Facilitator, Financial specialist, coach for either party or other professional to assist.

WHAT ARE THE COSTS?

-Determined by number of sessions and complexity of issues.

-Generally less expensive than Collaborative because the participants pay for one Mediator.

-Usually less expensive than litigation. The participants have more control over time and costs.

-Determined by number of meetings, number of professionals involved, and complexity of issues.

-Generally more expensive than mediation because two attorneys are present at every meeting and the additional professionals are paid for attendance at meetings as well.

-Usually less expensive than litigation because it is more efficient and the parties have control over time and costs.

WHAT ABOUT LAWYERS ?

-Participants may hire an attorney to represent them for advice during the mediation, or after the mediation to review the agreement.

-An attorney is hired to complete the legal paperwork necessary to complete the process.

-Each party has their own attorney present throughout the collaborative process.

-All meetings are “4-way” conferences with both parties and their attorneys present.

-The attorney’s complete the legal paperwork necessary to complete the process.

How do I decide what process is best for me?
There are many factors that impact which process is best for an individual. You should analyze your ability and your spouse’s (other participant’s) ability to negotiate honestly and openly. You should assess your need to have an alpharetta divorce lawyer present with you at the negotiation table, your ability to communicate your needs and wants and to advocate for yourself, and the funds available for the divorce/separation process.

ALWAYS take the time to meet with a mediator and a collaborative attorney to discuss your questions about process and to get assistance choosing the process that is best for you.

[author_info]Julie V Mersereau, Esq. is an experienced Divorce Mediator and Collaborative Family Law Attorney- Contact info: [email protected]; 585-377-5487[/author_info]

In The Best Interest of the Children – “How Divorced Parents Lost Their Rights” by Robert E. Emery

Married parents cannot sue each other. Divorced parents, or those who never black father sonmarried, can and do. Judges routinely decide where the children of divorced parents will attend school, worship and receive medical care; judges may even decide whether they play soccer or take piano lessons.

Judges do this because the law assumes that divorced parents’ interests in their children, unlike the interests of married parents, are not aligned. This is an outdated idea. The view of exes as opponents dates from an era when divorce and childbearing outside of marriage were rare. It is reflected in the legal language of a bygone time. One parent won custody, care and control of the children. The other became a visitor.

Today, close to half of first marriages end in divorce. About 40 percent of children are born outside of marriage. Custody is routinely shared by parents living apart. Many states have dropped the term “custody” altogether for more family-friendly terms. You no longer win or lose custody. You develop a parenting plan.

Psychologists, similar to those from Clear Child Psychology, and decades of research support this shift. Cooperative parenting benefits children, whether parents live together or apart. Just ask any kid whose divorced parents are at war, “What are three wishes for your family?” You can bet that one will be a version of “I wish my parents would stop putting me in the middle.”

Surprisingly, even when unmarried parents agree on a plan, judges can overrule it. For example, a judge may not like a complex joint custody schedule. If so, she can decide when the separated parents spend time with their children, even though they agreed otherwise.

This makes no sense. We may need judges to decide some divorce disputes. But when it comes to parenting, as much as possible, the law should treat unmarried people more like married people. Instead of telling parents how to bring up their children, we should honor – and encourage – agreements between parents.

We can do this with a very simple change in the law. When judges make decisions, they are guided by the “best interests of the child” – a list of factors like the parents’ mental health and the child’s wishes. States should add parental agreement to the list, and make it the primary consideration. This would mean that, at least when they agree, unmarried parents, not judges, make decisions about their children.

This change could help us move away from litigation and toward alternative kinds of dispute resolution.

In a 2001 randomized study of child custody conflicts, I compared litigation and mediation, and found that six hours of mediation caused huge improvements in family relationships a full 12 years later. Other cooperative methods include collaborative law (where lawyers negotiate cooperatively) and parenting coordination (an informal mediation-arbitration procedure). We must make these our primary methods, not alternatives.

By honoring parental agreements, our laws would allow parents living apart to make enforceable contracts. Parents could make a deal, for example, that a parenting coordinator could make decisions for them in the future if they fail to agree. Currently, the legal status of such agreements is questionable, because judges, not divorced parents, hold decision-making authority over children. In an extreme move, Pennsylvania recently outlawed this practice, ruling that only judges could make decisions in custody cases.

Allowing parents to make contracts would help solve another thorny problem: sharing care of very young children. Experts are debating how much time babies should spend with just one parent versus with both parents. Many believe that babies need to form a secure attachment to one parent (most often the mother) and that too much separation will undermine a baby’s sense of security. Others worry that too little contact will weaken the second parent’s attachment, potentially leading him to drop out of his child’s life.

A logical solution is for parents to make a plan that will grow and change along with their child. A baby might stay mostly with one parent, and time with the other parent could increase during the toddler and preschool years. Perhaps the parents would share 50-50 custody when their baby is of school age.

Sadly, this common-sense approach is undermined by laws that do not honor such agreements, and push parents to fight instead. Lawyers wisely tell breast-feeding mothers to fight for full custody. Judges are likely to be sympathetic to a nursing mother. Yet lawyers also wisely tell the fathers of babies to fight for their custody share. The father’s case will be weakened if he waits until his baby is older, because he will have a record of relative uninvolvement. If you’re in need of legal representation in divorce proceedings, you can see divorce lawyers here who may be able to be of service to you.

Our legal system has always seen the wisdom of encouraging married parents to work together. Now it needs to recognize that divorced and never-married parents are not so different. After all, partners with children are tied together forever. My first wife and I separated in 1989. On May 1 of this year, we sat together in a maternity ward waiting room, sharing the anxiety and joy of the birth of our first grandchild. We struggled at times. But we always struggled to work together as parents.

Your emotional impulse in divorce is to hurt back, because you hurt so badly. Our legal system should work against that impulse, not encourage it. That, truly, is in the best interest of the child.

Robert E. Emery is a professor of psychology and the director of the Center for Children, Families, and the Law at the University of Virginia, and the author of the forthcoming book “Two Parents, One Childhood: A Parenting Plan to Last a Lifetime.”

Conference takeaways for our clients

Recently, Barbara Kimbrough and Julie Mersereau from the Mediation Center co-chaired the Upstate conference for the New York State Council on Divorce Mediation in Canandaigua, NY. The presenters brought information and insights about many different aspects of divorce mediation and litigation. The following information from the speakers is particularly valuable for our clients, or anyone considering mediating their divorce:

  • Litigating your divorce can have many different outcomes depending on the judge who hears your case. Judges have great latitude about how they interpret and apply matrimonial law, and most apply it through their own lens, with varying results, particularly in the area of spousal support. Both you and your spouse lose control of your situation, when you litigate and are bound by the decisions of the court. The mediation process puts you in control, and the decisions, in your agreement are your own.
  • In making decisions about pensions, the importance of having pensions valued by a professional valuator was highlighted when one speaker compared the pensions of two people who had similar incomes, had worked about the same amount of time, and whose plans showed similar monthly payouts at retirement. It turned out that in valuing the two pensions, one was worth more than double the other due to cost of living adjustments and other benefits that came with that pension that were not part of the other. If you really want to have complete information when discussing the sharing of pensions, valuing them is important.
  • Sometimes personality disorders are present in a party to mediation, and are effecting the process. Where known (diagnosed) or suspected disorders exist, it should be disclosed to the mediator so they can determine if the situation is right for mediation, and if it is, so the mediator can monitor it and adapt their interactions in the mediation so that the discussions remain balanced and effective.
  • And lastly, from a speaker who specializes in team building, this can hold true for anyone: before you begin something, set your intention and goals for the outcome. During the event, check in with yourself and make sure you are on track and comfortable with the progress and afterwards, think about whether you accomplished your goals. What went right? What could have been done better, or a different way? Debrief afterwards with a friend or colleague or family member if necessary.

 

College Blues?

Heart and BrainLabor Day is almost here and it’s that time of year when new and returning college student’s pack up their rooms at home and head back to their dorm or off-campus housing.

And how are the parents doing? It is an emotional time for all of us, students and parents. The emotions are mixed. Our head says one thing and our hearts may say another. Those of us with freshmen college students leaving the nest for the first time may be very sad or excited for their student, or some combination of both, while some parents may be feeling a sense of relief that their child is “finally” out of the house.

It is okay to miss your child, but be excited and encouraging for their new “adventure”. Homesickness is a normal part of the process for both the student and their parents. Encourage their new independence. The number one reason students leave college and don’t return is they have failed to make a connection with someone or something at the school, so encourage them to get involved and take advantage of activities.

No matter what emotions you have, it can be a very stressful time for you and your spouse and you may not see eye to eye on how to deal with new challenges. If you need help working through any of the stresses, emotional, financial, etc., consider mediation to help you and your spouse work through this time of change and transition. Marital Mediation focuses on specific issues and helps you both move forward.

Contact us at 585-244-2444 or email us at [email protected]

Balanced is the New Busy

mini conf photo “Balanced is the New Busy: Practicing Self-Care in a Frantic World”  — Keynote Kristen Skarie.

The New York State Council on Divorce Mediation is presenting a fantastic conference Saturday September 6, 2014 at the Inn on the Lake, in Canandaigua, New York where the Keynote Speaker- Kristen Skarie will speak on the topic “Balanced is the New Busy: Practicing Self-Care in a Frantic World”. This promises to be a great opportunity for to refresh our minds and add new skills to our toolkits as divorce mediators.  The program includes tools for managing mental health concerns, best practices, pensions, spousal maintenance and issues related to the “Gray Divorce” (the over 50 age group).  The venue is right on the shores of beautiful Canandaigua Lake, in the glorious Finger Lakes Region of Upstate New York!  We look forward to getting together with our fellow divorce mediators and any other individuals interested in the attending the program.  You can find the registration form online at http://nyscdm.org/2014/upstatemini-conference/  Or contact Julie Mersereau, or Barbara Kimbrough at 244-2444 for more information, or email us at [email protected]

Who’s getting ‘divorced’ with you?

Cracked egg -screen size   When you decide that staying in a marriage or long-term relationship is no longer healthy or possible, you realize that you are ending a relationship with your spouse or partner. Who else is getting divorced with you?

Of course if you have children, you realize it will be difficult for them. They will be ‘divorced’ from having a two-parent home. If both parents move to new homes, they will be ‘divorced’ from the home they are used to. They may be ‘divorced’ from friends who live in their current neighborhood and the school they were attending. They may also be getting ‘divorced’ from their ballet class, soccer team, boy or girl scout troop, etc. They will be ‘divorced’ from the security of having parents who care for them jointly.

Your parents and in-laws may be getting ‘divorced’ from the other spouse/partner. They may also be getting ‘divorced’ from their grandchildren in terms of the holidays, vacations and other times they previously shared.

You and your spouse/partner’s mutual friends may well end up being ‘divorced’ from one or the other of you because they find it too hard to maintain a friendship with both.

In certain religions where divorce is not readily accepted, you may be getting ‘divorced’ from that religious community.

None of these are reasons for you not to end the relationship, but all of them need to be thought through, so that new support systems can be put in place, new activities scheduled for children, new holiday traditions implemented, and new friends made—for everyone involved in your divorce.