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We’ve already agreed on everything, why shouldn’t we do our own divorce?

There are spouses who wonder whether they need a mediator to help them with a divorce, or whether they can do it on their own. You can go to ‘do-it-yourself’ divorce websites online and create an agreement that you can file in court. Do I recommend it? The reality is that there is so much at stake in terms of the future financial stability of each party and the needs of any minor children of the marriage, that as an experienced mediator I would not recommend it.

The lack of knowledge of applicable laws and factors considered by the courts in determining the terms of a divorce can leave critical details unaddressed. Very few people who don’t work in the field have an accurate understanding of NY State’s Equitable Distribution and Child and Spousal Support standards and calculations and how they are applied. The filing process itself must be done properly.

But even beyond those major areas, there are many other things that should be addressed in order to avoid future conflict or hardship. Can either of you really afford to keep the house? Are you covering support payments with life insurance or other assets? Do you understand the tax implications of different assets, debts and support? If you have children, what if one of you wants to move away from the area? How will you handle new relationships parents may have and how it will effect the children? Who pays for children’s medical insurance, non-covered medical expenses and daycare?

The list of things that go into creating a solid divorce agreement is lengthy, and while your desire to be amicable is of great benefit to everyone in the family, the reality is, that without a mediator providing you with information and helping you have some conversations about what will really work best for each of your future lives, you may forfeit your legal rights or end up with an agreement that causes financial hardship, or simply doesn’t serve you and your children well in the future.

If I don’t trust my spouse, how can I mediate?

Erasing Fear

Mediation requires that parties are willing to make a good faith effort to negotiate an agreement which both believe to be fair. It can sometimes be hard to imagine how you can have any faith in a process when you have no faith in the party you need to negotiate with.

Yet, people who have very little trust and even those who hate each other negotiate agreements every day. How do they do it? By focusing on the outcome they hope to achieve.

In divorce mediation, most people have the important goal of minimizing the impact of the divorce on their children. Many also hope to come to a financial agreement that ensures everyone, especially their children, will be alright. Most want to end up with a fair amount of the marital assets and liabilities. With these goals in mind, no matter how emotionally difficult it might become, with the assistance of a skilled mediator most people can arrive at agreement.

Distrust is sometimes simply because one or the other party has not been involved in the day-to-day finances of the marriage. In mediation, parties must agree to provide all financial information. The mediator helps to facilitate the conversation and ensure all documentation is gathered so that both parties can satisfy any questions or concerns they may have. If either party is unwilling to do so, mediation is terminated.

If you do not trust your spouse because you are afraid he or she is going to harm you or your children, you should trust your own instincts and ensure your own safety. If you are in immediate danger, you should call 911. You can find resources to assist you with housing, counseling, and legal services by calling Alternatives for Battered Women, which offers services to both women and men, at 585-232-7353.

Family: Is there a normal?

No family looks the same. They come in all shapes and sizes with many different nuances. We are in a generation that has seen and is still seeing many changes as it relates to the family unit. There truly is no normal anymore.

Once upon a time, there used to be a mom, a dad and 2.5 kids, and maybe a dog. That was the “normal” American family.  And anything else was not considered to be good or healthy.

Today’s families still may have one mom and one dad, others have single parents and still others have two moms or two dads. There are blended families with step-brothers and sisters and half-brothers and sisters. There are families that choose not to have children and those who choose to adopt. Many families have adult children returning to the nest and others have older parents sharing a home. There are marriages of all types, as well as recognized domestic partnerships. And people in all these types of families can have very healthy and positive experiences. No matter what your family looks like, it is your family. And your family comes with both the good times and the challenging times.

Learning to live with the good and the bad in every family and communicating with each other is the key to being happy at home. Communication involves talking as well as listening. It also involves feeling safe and comfortable so you may express your needs and wants. The Mediation Center works with all kinds of families Mediation helps couples and families define and express their issues and figure out the best option for moving forward for the family.

There is no normal.

Mediation Settlement Day

This past Thursday, October 17, 2013, was Mediation Day. The New York State Office of Court Administration (at  http://nycourts.gov/ip/adr/MSD.shtml http://nycourts.gov/ip/adr/MSD.shtml) explains that

“Mediation Settlement Day is an annual event designed to raise awareness about the many benefits of mediation and the wealth of available resources for people in conflict. Organizations throughout the United States and beyond coordinate efforts to celebrate and promote mediation on the same day each year.  On this day and throughout the month of October, organizations conduct special programs to promote mediation and to educate potential parties and attorneys about the mediation process.  The aim is to encourage parties to try mediation for the first time and to reinforce its value and effectiveness to those who have benefitted from it before”.

A good place to learn more about the value of mediation is the New York State Council on Divorce Mediation.  You can access the Council and learn more about mediation from the following sources:

•       Council’s Twitter account @NYSMediate

•       Council’s Facebook page at https://www.facebook.com/NYSMediate.

•       Council’s website http://nyscdm.org/

Health Care and Separation/Divorce – How it is different

 

Health Care coverage is a big topic these days. The Affordable Care Act brings many changes along with it to the health care industry and to us as consumers. Just what the affects of the Act will be are unknown. There are many issues associated with Affordable Care that have us wondering what will happen in the future and how will coverage, billing and carriers change. There are families out there that rely on plans such as Medicare and Medi-cal (visit iehp.org to find out more) so they can get treated without getting into extreme debt from no insurance due to low income, so they want to be assured that they will be protected with any changes that may happen.

One of the topics covered in mediation when a couple is separating and divorcing is the issue of health care coverage. How the coverage and associated costs will be handled for children and for the spouses are important things to discuss and have defined in any agreement (will the child/children be covered my Mom or Dad’s insurance and what portion of the costs is each parent covering). This can be a huge expense and needs to be discussed and decided upon and is not necessarily covered with child support payments.

In most cases, spouses who are legally separated can still be covered by a spouses employers insurance. But be sure to check with your employer to be sure that is the case. Once a divorce is finalized, spouses can no longer be covered on each other’s health insurance plans.

For any questions regarding this topic or any others related to separation or divorce, please call me at 585-269-8140.

12 Tips for Negotiating and Compromising with Difficult People

From the Dale Carnegie Coaches Corner:

12 Tips for Negotiating and Compromising with Difficult People

Negotiating is the process of attempting to agree on a solution. Compromising, or settling on a mutually agreeable solution, is the result of successful negotiations. Compromise is all about being flexible. It means being able to generate alternate solutions when you’ve “hit the wall.” Whether it involves a person you can’t get along with, an idea you know will work but that others are reluctant to agree to, a change in office systems, or a turf war that needs ending, learning to negotiate and compromise is essential to your success.”

12 tips to help with the process:

  1. Have a positive attitude.  
  2. Meet on mutual ground.  
  3. Clearly define and agree on the issue.  
  4. Do your homework.  
  5. Take an honest inventory of yourself.  
  6. Look for shared interests.  
  7. Deal with facts, not emotions.  
  8. Be honest.  
  9. Present alternatives and provide evidence.  
  10. Be an expert communicator.  
  11. End on a good note.  
  12. Enjoy the process. 

To read Dale Carnegie’s full article please go to: http://www.dalecarnegie.com/eblast/the_coachs_corner_m44w3/?keycode=LNTipCal12.12&franchisee=207000

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Practice Tip for State of NY Mediators

A very important point for mediators to remember when preparing a memorandum of understanding is that under New York State law, a presumption is created that that many designations made during a marriage are revoked upon a divorce.  Often times, a spouse will desire to have his or her ex-spouse continue to be the beneficiary on an insurance policy or a retirement asset.  Sometimes a spouse will desire their ex-spouse continue as his or her health care agent, or executor or executrix of his or her will.  In all these situations, the presumption is the designation fails upon divorce.  In order to disprove the presumption, the designation must be remade post-divorce or the designation must be included in the judgment of divorce.  A reminder  in the memorandum of understanding that the parties should talk to their attorneys about remaking the designation or including the designation in their judgment of divorce, could help your clients achieve their desired outcome.

Letting Him/Her Down Easy

Making the decision to divorce is a difficult one, particularly if you still care about your partner. You may be tempted to try to soften the blow of your decision by offering some hope of reconciliation. While it seems harmless, if such a possibility is not likely, it can actually cause more pain for your partner.

It is perfectly alright to share with your partner how painful this decision is and your continued care for him or her, but it is also vital that you are honest about your resolution to end the relationship. Offering to “try out” a separation when you know in your heart that you do not want to reconcile gives your partner the belief that there is something she or he can do to fix the problems in the relationship. Your partner deserves the dignity of responding to the reality of the situation and the opportunity to grieve.

If you really are ambivalent about whether or not the marriage is over, our mediators can help you and spouse have an honest conversation to discern what next steps you would like to take. If you need couples counseling, we can make a referral. If there are specific issues within the relationship you want to work on, relationship mediation may be an option. And if you do wish to go forward with a legal separation or divorce, mediation offers a dignified approach that allows you and your spouse to retain control of the decisions that will affect your family.

Another practice tip for New York State mediators

A very important point for mediators to remember when preparing a memorandum of understanding is that under New York State law, a presumption is created that that many designations made during a marriage are revoked upon a divorce.  Often times, a spouse will desire to have his or her ex-spouse continue to be the beneficiary on an insurance policy or a retirement asset.  Sometimes a spouse will desire their ex-spouse continue as his or her health care agent, or executor or executrix of his or her will.  In all these situations, the presumption is the designation fails upon divorce.  In order to disprove the presumption, the designation must be remade post-divorce or the designation must be included in the judgment of divorce.  A reminder  in the memorandum of understanding that the parties should talk to their attorneys about remaking the designation or including the designation in their judgment of divorce, could help your clients achieve their desired outcome.